1413 Howard Road

Annapolis, MD
$ 625,000 Beds 4 Baths 3.5 Sq 2,760 Virtual Tour
Monthly Estimate* How much can I afford?

Look no further, 1413 Howard Rd. in the highly sought after community of Oyster Harbor that has it all. This completely renovated home is essentially brand new from top to bottom. As you enter you will be amazed by the open concept living room, dining room, and kitchen layout. The gourmet kitchen features beautiful navy blue cabinets, quartz countertops, herringbone subway tile backsplash, and top of the line smart appliances. Wait till you see the fridge! The dining room and living room combo has a large wall of windows all around to let abundant amounts of natural light stream in and show off the water view! Off the kitchen, you will find your home office and home command station with a half bath and landing area. This is the perfect work from home space. Upstairs you will find 3 nice sized bedrooms. The primary suite offers a large walk-in closet with a window, a beautiful new master bath, and a private entrance onto the second-floor balcony, and a stairway to the rooftop deck. The hall bath is beautifully redone and services the two additional bedrooms. There is also access to the second-floor balcony and the staircase to the rooftop deck. Take the stairs outside to the brand new composite rooftop deck! Wait till you see these 180-degree views of the bay and the bay bride. This is the perfect location to watch both the sunrise and sunset. These views speak for themselves. As you head downstairs you will find a lovely living space with a wet bar and access to the new patio outback. Another full bathroom and large bedroom are also on the lower level and access to the garage. In addition, the home also includes a new roof, new zoned HVAC, new hot water heater, and a new driveway. The community amenities also include beaches (one at the end of the road), a boat ramp, community marinas, a fishing pier, and playgrounds. Don't wait on this one, summer will be here before we know it and you will be able to enjoy this beach home in a fantastic beach community.

Single Family

  • Price
  • $ 625,000
  • Lot Size
  • 4,792 SqFt
  • Bedrooms
  • 4
  • Sqr Footage
  • 2,760
  • Full Bathrooms
  • 3
  • Year Built
  • 1996
  • Half Bathrooms
  • 1
  • City, Zip
  • Annapolis
  • Taxes
  • 4400
  • County
  • Style
  • Coastal
  • Area
  • MLS#
  • MDAA456200
  • Zip
  • 21403
Listing Provided by: TTR Sotheby's International Realty



Accessibility None
Additional Parcels Y/N No
Appliances Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances
Architectural Style Coastal
Association Y/N No
Condo/Coop Association Y/N No
Construction Materials Wood Siding
Cool Fuel Electric
Cooling Central A/C
Elementary School HILLSMERE
Facing Direction North
Flooring Hardwood, Ceramic Tile
Garage Spaces 1.00
Garage Y/N Yes
Heating Heat Pump - Electric BackUp
Historic Y/N No
Interior Features Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Stall Shower, Tub Shower, Upgraded Countertops, Walk-in Closet(s)
Legal Subdivision OYSTER HARBOR
Levels 3
Middle/Junior High School ANNAPOLIS
New Construction No
Number of Community Docks 3
Number of Community Slips 39
Other Structures Above Grade, Below Grade
Ownership Fee Simple
Patio/Porch Features Patio(s), Roof, Balconies- Multiple
Possession Settlement
Price Per Sq Ft 226.45
Property Type Residential
PropertyCondition Excellent
Real Estate Owned Y/N No
Roof Architectural Shingle, Flat
Senior Community Y/N No
Sewer Public Sewer
Structure Type Detached
Subdivision Name OYSTER HARBOR
Tax Annual Amount 4400.0
Tax Lot 22
Tax Year 2020
Vacation Rental Y/N No
View Bay, Panoramic, Water, River, Creek/Stream
Water Access Y/N Yes
Water Body Name Chesapeake Bay, Oyster Creek, Fishing Creek
Zoning R2

Interior Features

Above Grade Finished Area 2760
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Basement Y/N No
Bathrooms Count All Lower Levels 1
Bathrooms Count All Upper Levels 2
Bathrooms Count Lower Level 1 1.00
Bathrooms Count Main Level 1.00
Bathrooms Count Upper Level 1 2.00
Bathrooms Full All Lower Levels 1
Bathrooms Full All Upper Levels 2
Bathrooms Full Lower Level 1 1
Bathrooms Full Upper Level 1 2
Bathrooms Half Main Level 1
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 3
Below Grade Finished Area Source Assessor
Below Grade Finished Area Unit Type Square Feet
Below Grade Unfin Area Units Square Feet
Below Grade Unfin Sqft Source Assessor
Central Air Y/N Yes
Fireplace Y/N No
Full Baths 3
Half Baths 1
Heating Fuel Electric
Heating Y/N Yes
Hot Water Electric
Living Area 2760
Room Type Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Office, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
Total Baths 4
Total Bedrooms 4

Exterior Features

# Of Attached Garage Spaces 1
Dock Type And Features Multiple Slip, Floating, Storage Area
Dock/slip Conveys Yn Yes
Garage Features Garage - Front Entry, Garage Door Opener
Horse Y/N No
Lot Features Level, Rear Yard, Front Yard
Lot Size Acres 0.11
Lot Size Source Assessor
Lot Size Square Feet 5000.00
Navigable Water Y/N Yes
Number of Docks 3
Number of Slips 5+
Pool Y/N No Pool
Spa No
Total Parking Spaces 1
Type of Parking Attached Garage
Water Access Features Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
Water Body Type Bay
Water Oriented Y/N Yes
Water Source Well
Water View Y/N Yes
Waterfront Y/N No

Room Details

Bathroom 2 Upper 1
Bathroom 3 Lower 1
Bedroom 2 Upper 1
Bedroom 3 Upper 1
Bedroom 4 Lower 1
Dining Room Main
Half Bath Main
Kitchen Main
Living Room # 2 Main
Living Room Lower 1 Wet Bar
Office Main
Primary Bathroom Upper 1
Primary Bedroom Upper 1 Walk-In Closet(s)


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Hillsmere Elementary School
Middle School Annapolis Middle School
High School Annapolis High School

Price History

1/13/2021 Listed $625,000

Property vs Zip Code Average in 21403

AVG $970K
AVG $5,737
AVG 181
Year Built
AVG 1979


Areas That We Cover

1413 Howard Road Annapolis, MD is a Single Family Home for sale at $625000 with 2760 sqft and a lot size of 4,792 SqFt Acre(s). 1413 Howard Road Annapolis has 4 bedrooms, 3 baths and was built in 1996. The property's zip code is 21403 which is in Annapolis, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.